1. Introduction

Welcome to the Co-op Store. By accessing or using our services, you agree to be bound by these terms and conditions. Please read them carefully before using our platform.

2. Eligibility

• To use our services, you must be at least 18 years old or have the consent of a legal guardian.
• You must provide accurate and complete information during the registration process.

3. Account Registration

• Customers must register for an account to shop on the Co-op Store.
• Keep your login credentials confidential, as you are responsible for all activities under your account.

4. Product Availability

• All products listed on the Co-op Store are subject to availability.
• We reserve the right to limit quantities or discontinue any product without prior notice.

5. Pricing and Payments

• Prices are listed in USD and are subject to change without notice.
• Payment methods include debit/credit cards, mobile money, or Co-op Store credit (where applicable).
• Late payments for buy-now-pay-later options may incur additional fees.

6. Shipping and Delivery

• Delivery timelines are estimates and may vary based on location.
• The Co-op Store is not liable for delays caused by factors beyond our control, such as customs clearance or natural disasters.

7. Returns and Refunds

• Products can be returned within 14 days of delivery if they meet our return policy criteria.
• Refunds will be processed within 7–14 business days after the returned item is inspected and approved.

8. Buy-Now-Pay-Later (BNPL) Terms

• Customers using BNPL must adhere to the agreed payment schedule.
• Failure to make timely payments may result in penalties and restrictions on future purchases.

9. Rewards Program

• URewards points are earned for qualifying purchases.
• Points can be redeemed according to the program's terms and conditions, which are subject to change.

10. Intellectual Property

• All content, including images, logos, and text, on the Co-op Store is the property of the Co-op Store or its partners and is protected by copyright laws.

11. Prohibited Activities

• Users may not engage in fraudulent activities, resell products without permission, or use the platform for illegal purposes.

12. Limitation of Liability

• The Co-op Store is not liable for indirect, incidental, or consequential damages arising from the use of our platform or products.

13. Amendments to Terms

• We reserve the right to modify these terms at any time. Updates will be posted on this page, and continued use of the platform indicates acceptance of the updated terms.